Injured on the Job? Here is What You Need to Know.

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Injured on the Job? Here is What You Need to Know.

There are few things more troubling than sustaining a serious injury on the job. Not only are you in physical pain, but now, you also have to worry about the financial troubles associated with various medical costs, not to mention the lack of a paycheck for being unable to return to work. This is a situation that nobody deserves to be in, especially if you were injured due to no fault of your own. That is why we are here to help. Please read on and speak with our experienced Tyler, Texas personal injury attorneys to learn more about how our firm can help you through every step of the legal process ahead. Here are some of the questions you may have:

How do workplace accidents happen?

Workplace accidents and injuries, rather unsurprisingly, are most common in physical trades, such as construction or oilfields. However, that being said, the truth is, anywhere there is negligence, there are also accidents.

What is the function of workers’ compensation?

If you are someone who has recently sustained injuries on the job, you are most likely now looking into whether you qualify for workers’ compensation to help support you and your family until you are able to return to work once again. While workers’ compensation is a useful tool for many, it may not cover the cost of your injuries. In this case, you may wish to file what is known as a third-party lawsuit, which is a lawsuit filed against another party outside of your employers, such as an architect, general contractor, or a product manufacturer/designer. This is so you can recover the compensation you need to heal without losing your job.

Do employers have to purchase workers’ compensation insurance in Texas?

While workers’ compensation is a great means for many hard workers to receive the financial aid they need while they heal, Texas law does not require employers to carry workers’ compensation insurance, which means if you have recently sustained injuries in an accident and your employer does not carry this insurance, you will most likely have to file a non-subscriber claim. In this claim, you can sue your employer for 100% of your medical bills, lost wages, and emotional damages. In some ways, this is advantageous to workers’ compensation, as workers’ compensation only allows those injured on the job to receive 70% of their lost wages. The bottom line is that if you were injured on the job, you need an experienced Smith County personal injury attorney on your side. We are ready to help–all you have to do is ask.

Contact our experienced Smith County, Texas firm

There are few things more jarring and disturbing than being wrongly injured in an accident. Our firm understands how difficult it can be to recuperate after a serious accident, which is why we are here to help you through the legal process, every step of the way. If you or a loved one were injured in an accident due to another party’s negligence, you need a skilled attorney on your side. Contact J. Chad Parker, PLLC today for an attorney who is ready to fight for the compensation you deserve.