There are few things more frightening than sustaining a serious injury at work. Many families depend on each paycheck, and being unable to work may put them in serious financial danger. If you are someone who is seeking workers’ compensation benefits, please continue reading and reach out to our experienced Texas personal injury attorneys to learn more about how our firm can help you. Here are some of the questions you may have regarding the legal process going forward:
What are the most common causes of workplace accidents?
Several different factors can cause workplace accidents, however, they most frequently occur as a result of negligence. Some of the most common causes of work accidents include spills leading to serious slip and falls, broken or defective equipment on the job, unsafe working conditions, exposure to toxic chemicals, and more.
What is workers’ compensation?
Workers’ compensation is a form of insurance designed to protect and help those who’ve been injured on the job. Generally, when someone is injured while working, they can file a workers’ compensation claim which will help them receive the compensation they need to help them recover from their injuries. That being said, in other cases, if you were injured by a third party, you may file a third-party lawsuit against someone who is not your employer, such as equipment manufacturers/designers, third-party contractors, architects, and more. This is so you can recover the compensation you need without having to sue your employer, thereby keeping your job.
Are employers required to purchase workers’ compensation insurance in Texas?
Unfortunately, though workers’ compensation is a fantastic means for individuals to get back on their feet again, employers in Texas are not required to carry workers’ compensation insurance. This means that if you were injured in an accident, you may have to file what is known as a non-subscriber claim. When you do so, you may sue your employer for 100% of your medical bills, lost current and future wages, and emotional damages. While with workers’ compensation, you will only receive 70% of your lost wages, a non-subscriber lawsuit can help you recover your entire lost wages.
Contact our experienced Texas firm
There are few things more jarring and disturbing than being wrongly injured in an accident. Our firm understands how difficult it can be to recuperate after a serious accident, which is why we are here to help you through the legal process, every step of the way. If you or a loved one were injured in an accident due to another party’s negligence, you need a skilled attorney on your side. Contact J. Chad Parker, PLLC today for an attorney who is ready to fight for the compensation you deserve.