ES 
The Run Around
A lot of my clients tell me that they hired me because they could not get a call back from the insurance company. They felt something was “strange” but didn’t necessarily know what it was. The insurance company seemed to have no sense of urgency to talk to them about fixing their vehicle or whether or not there were any injuries. A lot of times the insurance company is “hoping” to avoid responsibility altogether. If they don’t address it, they are hoping that you will get a rental car through your own insurance, or you won’t ask for a rental. If you are in need of medical treatment or went to the emergency room, they are hoping that you have health insurance, and you never call on the at fault party insurance to pay the damages. You would be surprised how many people simply go away after getting THE RUN AROUND for the first couple of weeks.
It’s a very effective tactic by the insurance companies. What do I mean? If they keep you from seeking any medical treatment for a couple of weeks or don’t fix your car and you can’t go to any medical treatment, then there is a built-in advantage. At a later date, they are going to claim that there is a “gap in treatment”. That basically means the insurance company is thinking that if you were hurt you would have gone to see a doctor sooner. It’s a tactic and a talking point used by adjusters all the time. It has no basis and in fact a lot of times is the direct result of their own inaction. They know if they give you the run around for long enough, your claim will be worth significantly less in the future or it could be.
My advice is always to contact an attorney immediately after an accident, even if it’s not me. You’re going to need help with your car unless it is drivable. If it was damaged, it’s going to have to be repaired, and you want it to be done thoroughly. If your car is totaled, then will want to get a fair value for your car. In the meantime, you may need help with a rental car. I do all of this through my office without charging a fee. With regard to bodily injury, it’s been well documented that most people don’t feel the full effects of their injuries for 24-48 hours following a car accident. They often times don’t have health insurance or know where to go. Hiring a lawyer opens up options and opportunities for you that you would not otherwise have.
My truck was hit and totaled on the last day of Feb. I was having trouble getting ahold of the adjuster in charge of the incident and got the person in charge above him. Now…..I cant get ahold of anyone and the adjuster is no longer employed there. I am at the end of a very desperate rope. A co-workef gave me your name and I am very interested in if you could help me in these troubling times!!
Insurance claims agent not calling back. I felt something was “strange” but didn’t necessarily know what it was. The insurance company seemed to have no sense of urgency to talk to me about fixing my vehicle. Seems insurance company is “hoping” to avoid responsibility altogether. I was stopped in a turn lane with my blinker on waiting to make a left hand turn when I was hit on the right front of my vehicle. Insurance companies says their climate is saying I was traveling in the center lane. Traveling was not mentioned at the scene of the accident nor in the police report.